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A Tale of Two Hubs: Pintar’s Fintech Tour with Sabah Credit Corporation

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Date: April 22, 2024 What makes a financial hub tick? On April 22, Pintar Investments took the Sabah Credit Corporation team behind the scenes in Hong Kong to find out. We visited the two "giants" of the Hong Kong system: The Heartbeat: Cyberport If you want to find the next big thing in fintech, you go to Cyberport. It is a massive, government-run digital community on the south side of Hong Kong Island. With over 2,000 companies, it is the engine room where startups like WeLab (a famous virtual bank) were born. We spent the morning understanding how they turn ideas into economic drivers. The Brain: ASTRI If Cyberport is the heart, ASTRI is the brain. Standing for the Applied Science and Technology Research Institute , this government body employs hundreds of PhD researchers to solve industry problems. They walked us through their revolutionary work in Alternative Credit Scoring —showing us exactly how data analytics can unlock funds for small businesses. It was a power...
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Bridging Gaps in Sabah: Credit Solutions & National Standards

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Date: November 30, 2023 On November 30, the founding team of Pintar Investments visited Sabah Credit Corporation (SCC) for a meaningful deep dive into the region's financial ecosystem. Understanding the Real Economy: B40 & M40 Our discussion went beyond the surface. We analyzed the unique economic structure of Sabah, where the traditional definitions of B40 (Bottom 40%) and M40 (Middle 40%) often differ from the peninsula. We discussed how many credit-worthy individuals in these groups are underserved simply because they lack formal documentation, despite having strong repayment capacity. Leveraging National Standards for Local Growth A key highlight of the meeting was sharing our involvement in the National E-Invoicing Initiative under MDEC . As committee members for this national program, our team shared first-hand insights on how the upcoming e-invoicing mandates will transform business transparency. We explored how SCC could leverage this national shift to: Validate...
Location: Kota Kinabalu, Sabah, Malaysia
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